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In short, no. It is safe to disclose your IBAN. Any outgoing transfer needs to be authenticated by yourself. Direct debit / giro transfers are an exception.|No. If you want someone to pay you money you HAVE to give them your IBAN (which includes all the details (including your account number) *@Short answer is no, they would need your password for your account. With IBAN, Swift BIC, & account name they could send you money.